Ю. Ю. Галямов Кандидат экономических наук, профессор, зав каф. «Экономическая теория»

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Содержание Будущая стоимость единичного аннуитета

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год	12%	14%	15%	16%	18%	20%	24%	28%	32%	36%
1	1,12	1,14	1,15	1,16	1,18	1,2	1,24	1,28	1,32	1,36
2	1,2544	1,2996	1,3225	1,3456	1,3924	1,44	1,5376	1,6384	1,7424	1,8496
3	1,404928	1,481544	1,520875	1,560896	1,643032	1,728	1,906624	2,097152	2,299968	2,515456
4	1,573519	1,68896	1,749006	1,810639	1,938778	2,0736	2,364214	2,684355	3,035958	3,42102
5	1,762342	1,925415	2,011357	2,100342	2,287758	2,48832	2,931625	3,435974	4,007464	4,652587
6	1,973823	2,194973	2,313061	2,436396	2,699554	2,985984	3,635215	4,398047	5,289853	6,327519
7	2,210681	2,502269	2,66002	2,82622	3,185474	3,583181	4,507667	5,6295	6,982606	8,605426
8	2,475963	2,852586	3,059023	3,278415	3,758859	4,299817	5,589507	7,205759	9,21704	11,70338
9	2,773079	3,251949	3,517876	3,802961	4,435454	5,15978	6,930988	9,223372	12,16649	15,9166
10	3,105848	3,707221	4,045558	4,411435	5,233836	6,191736	8,594426	11,80592	16,05977	21,64657
11	3,47855	4,226232	4,652391	5,117265	6,175926	7,430084	10,65709	15,11157	21,1989	29,43933
12	3,895976	4,817905	5,35025	5,936027	7,287593	8,9161	13,21479	19,34281	27,98254	40,0375
13	4,363493	5,492411	6,152788	6,885791	8,599359	10,69932	16,38634	24,7588	36,93696	54,45099
14	4,887112	6,261349	7,075706	7,987518	10,14724	12,83918	20,31906	31,69127	48,75678	74,05335
15	5,473566	7,137938	8,137062	9,265521	11,97375	15,40702	25,19563	40,56482	64,35895	100,7126
16	6,130394	8,137249	9,357621	10,748	14,12902	18,48843	31,24259	51,92297	84,95382	136,9691
17	6,866041	9,276464	10,76126	12,46768	16,67225	22,18611	38,74081	66,4614	112,139	186,2779
18	7,689966	10,57517	12,37545	14,46251	19,67325	26,62333	48,0386	85,07059	148,0235	253,338
19	8,612762	12,05569	14,23177	16,77652	23,21444	31,948	59,56786	108,8904	195,3911	344,5397
20	9,646293	13,74349	16,36654	19,46076	27,39303	38,3376	73,86415	139,3797	257,9162	468,574
21	10,80385	15,66758	18,82152	22,57448	32,32378	46,00512	91,59155	178,406	340,4494	637,2606
22	12,10031	17,86104	21,64475	26,1864	38,14206	55,20614	113,5735	228,3596	449,3932	866,6744
23	13,55235	20,36158	24,89146	30,37622	45,00763	66,24737	140,8312	292,3003	593,199	1178,677
24	15,17863	23,21221	28,62518	35,23642	53,10901	79,49685	174,6306	374,1444	783,0227	1603,001
25	17,00006	26,46192	32,91895	40,87424	62,66863	95,39622	216,542	478,9049	1033,59	2180,081
26	19,04007	30,16658	37,8568	47,41412	73,94898	114,4755	268,5121	612,9982	1364,339	2964,911
год	1%	2%	3%	4%	5%	6%	7%	8%	9%	10%
27	21,32488	34,38991	43,53531	55,00038	87,2598	137,3706	332,955	784,6377	1800,927	4032,279
28	23,88387	39,20449	50,06561	63,80044	102,9666	164,8447	412,8642	1004,336	2377,224	5483,899
29	26,74993	44,69312	57,57545	74,00851	121,5005	197,8136	511,9516	1285,55	3137,935	7458,102
30	29,95992	50,95016	66,21177	85,84988	143,3706	237,3763	634,8199	1645,505	4142,075	10143,02
40	93,05097	188,8835	267,8635	378,7212	750,3783	1469,772	5455,913	19426,69	66520,77
50	289,0022	700,233	1083,657	1670,704	3927,357	9100,438	46890,43
60	897,5969	2595,919	4383,999	7370,201	20555,14	56347,51

Будущая стоимость единичного аннуитета


(начисление процентов ежегодно). FVA = ((1+i)ⁿ - 1) / i

год	1%	2%	3%	4%	5%	6%	7%	8%	9%	10%
1	1	1	1	1	1	1	1	1	1	1
2	2,01	2,02	2,03	2,04	2,05	2,06	2,07	2,08	2,09	2,1
3	3,0301	3,0604	3,0909	3,1216	3,1525	3,1836	3,2149	3,2464	3,2781	3,31
4	4,060401	4,121608	4,183627	4,246464	4,310125	4,374616	4,439943	4,506112	4,573129	4,641
5	5,101005	5,20404	5,309136	5,416323	5,525631	5,637093	5,750739	5,866601	5,984711	6,1051
6	6,152015	6,308121	6,46841	6,632975	6,801913	6,975319	7,153291	7,335929	7,523335	7,71561
7	7,213535	7,434283	7,662462	7,898294	8,142008	8,393838	8,654021	8,922803	9,200435	9,487171
8	8,285671	8,582969	8,892336	9,214226	9,549109	9,897468	10,2598	10,63663	11,02847	11,43589
9	9,368527	9,754628	10,15911	10,5828	11,02656	11,49132	11,97799	12,48756	13,02104	13,57948
10	10,46221	10,94972	11,46388	12,00611	12,57789	13,18079	13,81645	14,48656	15,19293	15,93742
11	11,56683	12,16872	12,8078	13,48635	14,20679	14,97164	15,7836	16,64549	17,56029	18,53117
12	12,6825	13,41209	14,19203	15,02581	15,91713	16,86994	17,88845	18,97713	20,14072	21,38428
13	13,80933	14,68033	15,61779	16,62684	17,71298	18,88214	20,14064	21,4953	22,95338	24,52271
14	14,94742	15,97394	17,08632	18,29191	19,59863	21,01507	22,55049	24,21492	26,01919	27,97498
15	16,0969	17,29342	18,59891	20,02359	21,57856	23,27597	25,12902	27,15211	29,36092	31,77248
16	17,25786	18,63929	20,15688	21,82453	23,65749	25,67253	27,88805	30,32428	33,0034	35,94973
17	18,43044	20,01207	21,76159	23,69751	25,84037	28,21288	30,84022	33,75023	36,9737	40,5447
18	19,61475	21,41231	23,41444	25,64541	28,13238	30,90565	33,99903	37,45024	41,30134	45,59917
19	20,8109	22,84056	25,11687	27,67123	30,539	33,75999	37,37896	41,44626	46,01846	51,15909
20	22,019	24,29737	26,87037	29,77808	33,06595	36,78559	40,99549	45,76196	51,16012	57,275
21	23,23919	25,78332	28,67649	31,9692	35,71925	39,99273	44,86518	50,42292	56,76453	64,0025
22	24,47159	27,29898	30,53678	34,24797	38,50521	43,39229	49,00574	55,45676	62,87334	71,40275
23	25,7163	28,84496	32,45288	36,61789	41,43048	46,99583	53,43614	60,8933	69,53194	79,54302
24	26,97346	30,42186	34,42647	39,0826	44,502	50,81558	58,17667	66,76476	76,78981	88,49733
25	28,2432	32,0303	36,45926	41,64591	47,7271	54,86451	63,24904	73,10594	84,7009	98,34706
26	29,52563	33,67091	38,55304	44,31174	51,11345	59,15638	68,67647	79,95442	93,32398	109,1818
27	30,82089	35,34432	40,70963	47,08421	54,66913	63,70577	74,48382	87,35077	102,7231	121,0999
28	32,1291	37,05121	42,93092	49,96758	58,40258	68,52811	80,69769	95,33883	112,9682	134,2099
29	33,45039	38,79223	45,21885	52,96629	62,32271	73,6398	87,34653	103,9659	124,1354	148,6309
год	1%	2%	3%	4%	5%	6%	7%	8%	9%	10%
30	34,78489	40,56808	47,57542	56,08494	66,43885	79,05819	94,46079	113,2832	136,3075	164,494
40	48,88637	60,40198	75,40126	95,02552	120,7998	154,762	199,6351	259,0565	337,8824	442,5926
50	64,46318	84,5794	112,7969	152,6671	209,348	290,3359	406,5289	573,7702	815,0836	1163,909
60	81,66967	114,0515	163,0534	237,9907	353,5837	533,1282	813,5204	1253,213	1944,792	3034,816

год	12%	14%	15%	16%	18%	20%	24%	28%	32%	36%
1	1	1	1	1	1	1	1	1	1	1
2	2,12	2,14	2,15	2,16	2,18	2,2	2,24	2,28	2,32	2,36
3	3,3744	3,4396	3,4725	3,5056	3,5724	3,64	3,7776	3,9184	4,0624	4,2096
4	4,779328	4,921144	4,993375	5,066496	5,215432	5,368	5,684224	6,015552	6,362368	6,725056
5	6,352847	6,610104	6,742381	6,877135	7,15421	7,4416	8,048438	8,699907	9,398326	10,14608
6	8,115189	8,535519	8,753738	8,977477	9,441968	9,92992	10,98006	12,13588	13,40579	14,79866
7	10,08901	10,73049	11,0668	11,41387	12,14152	12,9159	14,61528	16,53393	18,69564	21,12618
8	12,29969	13,23276	13,72682	14,24009	15,327	16,49908	19,12294	22,16343	25,67825	29,73161
9	14,77566	16,08535	16,78584	17,51851	19,08585	20,7989	24,71245	29,36919	34,89529	41,43499
10	17,54874	19,3373	20,30372	21,32147	23,52131	25,95868	31,64344	38,59256	47,06178	57,35158
11	20,65458	23,04452	24,34928	25,7329	28,75514	32,15042	40,23787	50,39847	63,12155	78,99815
12	24,13313	27,27075	29,00167	30,85017	34,93107	39,5805	50,89495	65,51005	84,32045	108,4375
13	28,02911	32,08865	34,35192	36,7862	42,21866	48,4966	64,10974	84,85286	112,303	148,475
14	32,3926	37,58107	40,50471	43,67199	50,81802	59,19592	80,49608	109,6117	149,2399	202,926
15	37,27971	43,84241	47,58041	51,65951	60,96527	72,03511	100,8151	141,3029	197,9967	276,9793
16	42,75328	50,98035	55,71747	60,92503	72,93901	87,44213	126,0108	181,8677	262,3557	377,6919
17	48,88367	59,1176	65,07509	71,67303	87,06804	105,9306	157,2534	233,7907	347,3095	514,661
18	55,74971	68,39407	75,83636	84,14072	103,7403	128,1167	195,9942	300,2521	459,4485	700,9389
19	63,43968	78,96923	88,21181	98,60323	123,4135	154,74	244,0328	385,3227	607,4721	954,2769
20	72,05244	91,02493	102,4436	115,3797	146,628	186,688	303,6006	494,2131	802,8631	1298,817
21	81,69874	104,7684	118,8101	134,8405	174,021	225,0256	377,4648	633,5927	1060,779	1767,391
22	92,50258	120,436	137,6316	157,415	206,3448	271,0307	469,0563	811,9987	1401,229	2404,651
23	104,6029	138,297	159,2764	183,6014	244,4868	326,2369	582,6298	1040,358	1850,622	3271,326
24	118,1552	158,6586	184,1678	213,9776	289,4945	392,4842	723,461	1332,659	2443,821	4450,003
25	133,3339	181,8708	212,793	249,214	342,6035	471,9811	898,0916	1706,803	3226,844	6053,004
26	150,3339	208,3327	245,712	290,0883	405,2721	567,3773	1114,634	2185,708	4260,434	8233,085
27	169,374	238,4993	283,5688	337,5024	479,2211	681,8528	1383,146	2798,706	5624,772	11198
28	190,6989	272,8892	327,1041	392,5028	566,4809	819,2233	1716,101	3583,344	7425,699	15230,27
год	12%	14%	15%	16%	18%	20%	24%	28%	32%	36%
29	214,5828	312,0937	377,1697	456,3032	669,4475	984,068	2128,965	4587,68	9802,923	20714,17
30	241,3327	356,7868	434,7451	530,3117	790,948	1181,882	2640,916	5873,231	12940,86	28172,28
40	767,0914	1342,025	1779,09	2360,757	4163,213	7343,858	22728,8	69377,46
50	2400,018	4994,521	7217,716	10435,65	21813,09	45497,19
60	7471,641	18535,13	29219,99	46057,51